
Geico Rating and Review
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- U.S. News Overall Rating
Geico holds second place in our rates survey, with an average overall auto insurance rate of $1,100. That’s lower than all other national companies with the exception of USAA, which limits its customers to military families. This car insurance provider also performs well when it comes to customer service, with policyholders that are likely to recommend Geico to others.
Geico Pros and Cons
Pros
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Low overall average premiums
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Customers are happy to recommend Geico to others
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Inexpensive rates for drivers with poor credit history
Cons
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Highest rates for drivers with a DUI
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Claims processing is inconsistent
Geico Car Insurance Costs
Specific car insurance quotes for actual humans will depend on age, driving history, credit history, annual mileage, and more. But we can compare averages using typical driving records to compare companies.
As the second least expensive insurer in our study, Geico can potentially save most people money on their auto insurance.
Geico’s average rate is $1,100, making it the second-cheapest car insurer in our study. Only USAA’s average rate of $875 is lower, a decrease of about 20% compared to Geico’s rate. The most expensive insurer in our study is Allstate, with an average rate of $1,788. That’s an increase of more than 60% over Geico’s rate.
Our study found that most people can save money with Geico. Let’s look at the demographics in detail to find out who can potentially save the most.