Some fear Mich. auto insurance rule will force victims into nursing homes

Michigan is weeks away from enacting cost controls on medical care for auto accident victims, and critics are warning that this effort to lower insurance costs will cause some long-term care businesses to close and force some patients into nursing homes.

The new rules begin in July and are Part II of the no-fault auto insurance overhaul that Gov. Gretchen Whitmer signed into law in spring 2019.

The first part took effect last July and gave motorists a first-ever choice in the amount of no-fault medical coverage they must buy with auto insurance.

Previously, Michigan drivers were required to buy unlimited, lifetime no-fault coverage with benefits that even the best Blue Cross policies don’t offer, such as long-term specialized rehab, home and vehicle modifications and 24/7 in-home attendant care.

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